Study and Work in Germany: How to Open a Blocked Account from Tunisia without a European Sponsor!

Published in 14 Nov 2024 by @Marwen

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How to Open a Blocked Account from Tunisia for Studying and Working in Germany Without a European Sponsor

If you're looking to work or study in Germany, you may need a blocked account to meet visa requirements. This account must contain a specified amount that can be withdrawn monthly to support living expenses. For many students and professionals abroad, opening a blocked account from outside Europe, such as from Tunisia, may seem challenging. Here are some options and methods to help you deposit the required funds from Tunisia easily.

1. International Bank Transfer from a Tunisian Bank

How it Works: You can visit a local bank in Tunisia and request an international transfer to your blocked account in Germany.
Requirements and Fees: Fees vary by bank, so check the costs and limits for international transfers. You’ll need to provide the blocked account details and ensure that the required minimum amount is sent (around €11,208 for a year).
Processing Time: International transfers can take from a few days to a week, depending on the bank.

2. Using an Online Money Transfer Platform

Available Platforms: Platforms like Wise (formerly TransferWise), Western Union, and Remitly allow you to transfer money abroad with competitive exchange rates and lower fees compared to traditional banks.
Advantages: These services are fast and often cost less, making them suitable for large transfers like those needed for blocked accounts.
Precautions: Ensure that the chosen service is accepted by the institution where you’ve opened your blocked account in Germany (such as Fintiba or Expatrio).

3. Blocked Account Funding via Bank Card (Fintiba Option)

How it Works: Fintiba allows funding the blocked account with an international bank card. If you have a Visa or Mastercard in Tunisia, you can use it to make a payment directly on the platform.
Advantages: This simplifies the transfer since you can fund your blocked account without needing an international bank transfer.
Fees: Be sure to check conversion fees and your card's limits before making the payment.

4. Blocked Account through Partnerships with Local Banks

How it Works: Some German institutions or their partners collaborate with local banks in various countries. Check if any bank in Tunisia has a partnership with a German institution to help you open a blocked account more easily.
Advantages: This can simplify the transfer process and reduce fees.

Points to Consider Before Choosing an Option

Required Amount: Make sure you deposit the exact amount required by German authorities for obtaining a visa.
Transfer Fees and Processing Time: Banks and money transfer platforms often charge conversion fees for Euro transfers, and processing times vary.
Required Documentation: Keep all documents proving the deposit into your blocked account for your visa application.

Using these options, you should be able to deposit the necessary funds into your blocked account from Tunisia without needing a European sponsor, bringing you one step closer to fulfilling your dream of studying or working in Germany.